Bad Credit Good
Privacy Policy
Privacy Policy
Last Updated December 2024
©Bad Credit Good, Inc
Your privacy is important to Bad Credit Good, Inc (The terms, “we”, “us” and “our” throughout this document mean
Bad Credit Good, Inc). Please read our Privacy Policy carefully to understand how we collect, use, disclose, transfer, and store your information. By visiting our website or agreeing to content that includes a link to this document (“Online Ads”), you agree to the practices described in this Privacy Policy and our Terms of Use. (Specific state privacy protections are listed in Section 13 of this Privacy Policy).
1. Our Collection and Use of Personal Information
Personal Information includes information you provide us that can be used to uniquely identify or contact a single person, such as your name, address, email address, phone numbers and Social Security Number or Taxpayer Identification Number.
You may be asked to provide Personal Information when you interact with us, Online Ads, or one of our related companies, such as in connection with a completed or abandoned transaction or a request for information from us.
Bad Credit Good, Inc and its related companies and service providers may share your Personal Information with each other and use it consistent with this Privacy Policy.
We may supplement the Personal Information and Sensitive Personal Information you provide with Personal Information available from other sources, such as credit bureaus, public databases, data aggregators, and other commercially available sources.
2. Examples of Personal Information and Sensitive Personal Information We Collect and How We Use It
You provide us a variety of Personal Information, including your name, mailing address, email address, phone number, and payment information. You provide us Sensitive Personal Information such as your Social Security Number or Taxpayer Identification Number. Throughout this document, Personal Information and Sensitive Personal Information will be referred to as Personal Information unless called out separately when required.
The Personal Information we collect allows us to verify your identity, deliver requested products and services, and provide you information and offers from Service Providers and Related Companies. These are financial and non-financial companies that assist us in providing services to Bad Credit Good, Inc members along with other third-party companies with whom Bad Credit Good, LLC
has a contractual relationship to provide marketing offers to Bad Credit Good, Inc members. It also allows us to stay in contact with you, and to manage Bad Credit Good, LLC's relationship with you. By providing us with Personal Information, you consent to our transfer and storage of that information.
3. Our Collection and Use of Non-Personal Information
Non-Personal Information is information in a form that does not allow for direct association with a specific person. This information is compiled and analyzed on both a personal and an aggregated basis. We may collect, use, monitor, analyze, transfer, and disclose Non-Personal Information for any purpose.
4. Examples of Non-Personal Information We Collect and How We Use It
We may collect and aggregate information regarding user access, activity and behavior on our website, such as when you visit the website and what content is of interest or seems to be most useful to you. If we combine Non-Personal Information with Personal Information, the combined information is treated as Personal Information for purposes of this Privacy Policy.
Non-Personal Information includes:
Device Information – We may collect specific information for the device you use to access our website. For example, we may collect device model, operating system version, application software, and fonts. Cookies and Other Technologies – We use a variety of technologies to collect and store information when you visit our website. This technology may involve sending web beacons and cookies or anonymous identifiers to your device. Cookies are small text files placed on electronic devices that allow our website to remember your device and how you interacted with the website. We use Cookies and Other Technologies to recognize you when you log on, analyze your behavior when accessing our website and to deliver ads to you that we believe relate to your interests. Log Information and Session Replay Technology – When you visit our website, we collect certain information automatically and store it in log files. This information includes IP address, browser version, ISP data, referring and exit pages, operating system version, date/time stamps, cookie data, and clickstream data. We use Log Information and Session Replay Technology to administer the website, analyze trends, maintain site security, learn about user behavior, and improve the overall quality and availability of the site. Web Beacons – Certain sections of our service and our emails may contain small electronic files known as web beacons (also referred to as clear gifs, pixel tags, and single-pixel gifs) that permit us, for example, to count users who have visited those pages or opened an email and for other related website statistics (for example, recording the popularity of a certain section and verifying system and server integrity).Click-Through URLs – In some email messages, we use a Click-Through URL to link to content on our website. When you click one of these URLs, you pass through a separate web server before reaching our site. We use Click-Through URLs to help us determine interest in a particular topic and to measure the effectiveness of our email communications. Anonymized Information – If we separate Non-Personal Information from Personal Information, the resulting Anonymized Information is treated as Non-Personal Information for purposes of this Privacy Policy.
5. Our Sharing of Information with Others
Personal Information - We do not share Personal Information with businesses or individuals outside of Bad Credit Good, Inc, except under the following circumstances:
Consent – We will share your Personal Information with others when we have your consent to do so. Service Providers – We provide Personal Information to related companies and other trusted businesses or persons who use, analyze, or process it on our behalf, based on our instructions and in compliance with appropriate confidentiality and security measures. For example, we may use others to: deliver, evaluate the effectiveness of, and assist in improving our products and services; conduct consumer research and satisfaction surveys; assist us in analyzing and understanding consumers and how to reach them more effectively; assist us in fraud prevention, with our security measures, and to provide us technical support; provide member support; manage member data, and to ensure data integrity and accuracy; process financial transactions and perform accounting functions; and advertise, market, or make product or service offerings.
Legal Reasons – We will share Personal Information with others if we have a good-faith belief that disclosure is necessary or appropriate to: comply with applicable law, regulation, legal process or enforceable governmental request; protect our operations or members; detect, investigate, or address fraud, security, or technical problems; or investigate potential violations of and enforce applicable terms of service. In the event of a reorganization, merger, or sale we may transfer any and all personal information we collect to the relevant third party.
Non-Personal Information - We may share Non-Personal Information publicly and with our strategic partners. For example, we may share Non-Personal Information to describe the size and success of our company.
6. Transparency and Choice
We may use third-party display advertising companies, including web platforms, to serve our ads on their behalf on sites across the Internet. Our display advertisers and we use cookies to inform, optimize, and serve ads based on your past visits to our website.
You may find additional information, opt-out of, or otherwise customize display advertising from web platforms by visiting the web platform’s ads preference manager.
You may find additional information and opt-out of other participating third-party display advertising by visiting the Network Advertising Initiative opt-out page.
We may use third-party analytics companies, such as Google Analytics, Adobe, and Omniture to analyze and understand user behavior when visiting our website.
You may find additional information and opt-out of Adobe Analytics by visiting the Google Analytics opt-out browser add-on.
You may find additional information and opt-out of Omniture Analytics by visiting the Adobe opt-out page.
You also may disable cookies within your browser. Please note, however, that certain features of the Bad Credit Good, Inc website will not function properly or be available once cookies are disabled.
7. Social Media Plug-ins
Plug-ins for social networks, such as Facebook, Twitter, LinkedIn, Yahoo, Windows and Google plus (among others), are integrated on
Bad Credit Good, Inc ’s website. By interacting with us through a social media plug-in, certain information will be transmitted to the related social network, and you permit us to have on-going access to information from your social network profile.
If you do not want the social network to collect information about you, or to share it with Bad Credit Good, LLC and other third parties, please review the privacy policy of the relevant social network and/or log out of the relevant social network before you visit our site.
8. Information Security and Retention
We take precautions to safeguard your Personal Information from loss, theft, and misuse, as well as unauthorized access, disclosure, alteration, and destruction. These precautions include technical, physical, and administrative procedures.
Because email and instant messaging are not recognized as secure communications, we request that you not send private information to us by email or instant messaging services.
We regularly review our compliance with our Privacy Policy and enforce internal safeguards.
We are committed to working with appropriate regulatory authorities to resolve any complaints regarding the transfer of Personal Information that we cannot resolve with you directly.
We use Secure Sockets Layer (SSL) encryption on all pages where Personal Information is collected. This protects the confidentiality of your Personal Information while it is transmitted over the Internet.
9. Your Rights
As a resident of some jurisdictions, you may have rights regarding your Personal Information under local laws. We will process your information in compliance with applicable privacy laws and rights, which may include requests to access, correct, delete, or restrict the processing of your data.
10. Updates to this Privacy Policy
We may update this Privacy Policy periodically. We will notify you of any significant changes by posting a prominent notice on our website, sending you an email, or otherwise contacting you. This Privacy Policy was last updated in January 2024.
If you have any questions about this Privacy Policy or want to exercise your rights, you can contact us at: